Safety Programs
What kind does your company have?
Is it formalized with buy-in from the owner all the way down to the newest employee? Or is it in place because it is the only way you can bid all the jobs you want, and OSHA says you have to? Most contractors fall in the middle. Safety is important, but not to the point where we let it delay a project from being completed on time. Or, we pay a lot of attention to safety immediately following an accident, then we slowly get lazy about it until someone gets hurt again…
Listen folks, the insurance market has been soft(less expensive and more readily available) for contractors for the last few years. According to industry experts, the next hard market is right around the corner and having an effective safety program, is a good way to show insurance underwriters that you care about limiting the amount of claims they have to pay and care more about whether all your employees get home every night instead of getting the job done as fast as you can. Having a safety handbook is helpful, having safety meetings is helpful, wearing hardhats and other PPE is helpful. Putting them all together is VERY helpful and believe it or not, will have a bearing on your insurance pricing.
Is this what your safety program looks like? 
If so, now is the time to get it a real helmet.
